How to Receive Rent Payments Online with Mkodisha: A Complete Guide to Every Payment Method

Chasing tenants for rent, tracking cash payments, and reconciling bank slips by hand is one of the most time-consuming parts of managing property. Mkodisha solves this by letting landlords and property managers receive rent payments online — securely, automatically, and with a full digital paper trail — no matter how a tenant prefers to pay.

This guide walks through every payment method supported on Mkodisha, so you can choose the right setup for your properties and your tenants.

Why Collect Rent Online?

  • Faster payments: Tenants can pay in seconds from their phone, with no need to visit a bank or hand over cash.
  • Automatic reconciliation: Every payment is matched to the right tenant and unit automatically, eliminating manual bookkeeping.
  • Full payment history: Landlords get a complete digital record of every transaction, useful for accounting, disputes, and tax purposes.
  • Fewer late payments: Automated reminders and one-tap payment options make it easier for tenants to pay on time.

1. Tuma: One Integration, Every Local Payment Channel

Mkodisha integrates with Tuma, a payment gateway that gives tenants a single, unified way to pay rent through the channels they already use and trust — whether that's mobile money or their own bank account. Instead of juggling multiple payment providers, landlords get one integration that supports:

  • M-Pesa: Both Paybill number and Buy Goods (Till Number) payments, with instant confirmation.
  • Airtel Money: Direct mobile money payments for Airtel subscribers.
  • Major Kenyan Banks: Direct payments from banks including Equity Bank, KCB, Co-operative Bank, Diamond Trust Bank (DTB), NCBA, Family Bank, Stanbic Bank, I&M Bank, Access Bank, Standard Chartered, ABSA, SBM Bank Kenya, National Bank, and Sidian Bank.
  • SACCOs and Microfinance Institutions: Support for institutions such as KWFT, Faulu Bank, Fortune Sacco, and K-Unity Sacco, among others.

Because Tuma settles funds in real time, landlords don't have to wait days for a payment to clear — rent shows up in your account and is logged in Mkodisha almost immediately after the tenant pays.

2. Stripe: For International and Card-Based Payments

For diaspora landlords, expatriate tenants, or anyone who prefers to pay by card, Mkodisha also supports Stripe. This makes it possible to accept:

  • Visa and Mastercard payments from almost anywhere in the world.
  • International tenants or landlords who don't use local mobile money or banking channels.
  • Secure, PCI-compliant transactions, backed by Stripe's global fraud protection and encryption standards.

Stripe is particularly useful for landlords with tenants living or working abroad, or for property managers handling a mixed portfolio of local and international clients.

3. Direct M-Pesa Payments

For tenants who prefer to pay M-Pesa directly rather than through the Tuma integration, Mkodisha also supports standard M-Pesa payments. Tenants can send rent straight from their M-Pesa menu, and the transaction is recorded against their tenancy for easy tracking and reconciliation.

4. Bank Paybill Payments

Landlords who prefer to receive rent directly into a bank account can use Mkodisha's bank paybill option. Tenants pay using a dedicated paybill number, and the payment is automatically matched to their unit and lease — giving landlords the reliability of a traditional bank transfer with the convenience and tracking of a digital platform.

Choosing the Right Payment Method for Your Property

Most landlords on Mkodisha don't rely on just one method — they enable several, so tenants can pay however is easiest for them:

  • Use Tuma if most of your tenants are local and already use M-Pesa, Airtel Money, or Kenyan banks and SACCOs.
  • Enable Stripe if you have diaspora tenants, international tenants, or anyone who prefers to pay by card.
  • Offer direct M-Pesa for tenants who want the simplest, most familiar mobile money option.
  • Set up bank paybill if you want rent to land directly in your business or personal bank account with minimal extra steps.

Getting Started

Setting up online rent collection on Mkodisha takes just a few minutes. Once enabled, tenants receive automatic payment reminders and can pay through whichever supported method suits them, while landlords get real-time visibility into who has paid, who hasn't, and when funds will land.

Create a landlord account today to start collecting rent online, or explore more guides on our blog. If you have questions about which payment methods are right for your properties, contact us — we're happy to help you get set up.